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| 3/1 ARM-Full Documentation |
| 3/1 ARM-Stated Income Verified Assets (SIVA) |
| 5/1 ARM-Full Documentation |
| 5/1 ARM-Stated Income Verified Assets (SIVA) |
| 7/1 ARM-Full Documentation |
| 7/1 ARM-Stated Income Verified Assets (SIVA) |
| 10/1 ARM-Full Documentation |
| 10/1 ARM-Stated Income Verified Assets (SIVA) |
| 15 year fixed (up to $417K)-Full Documentation |
| 15 year fixed ($417k-$3m)-Full Documentation |
| 15 year fixed (Up to $417K)-Stated Income Verified Assets (SIVA) |
| 15 year fixed ($417k-$3m)-Stated Income Verified Assets (SIVA) |
| 30-Year Fixed (up to $417,000)-Full Documentation |
| 30 Year Fixed (up to $417,000)-Stated Income Verified Assets (SIVA) |
| 30-Year Fixed ($417,100-$729,000)-Full Documentation |
| 30 Year Fixed ($417,000 to $729,000)-Stated Income Verified Assets (SIVA) |
| 30-Year Fixed ($729,100-$3m)-Full Documentation |
| 30 Year Fixed ($729,000 to $3m)-Stated Income Verified Assets (SIVA) |
Rates last updated on Wednesday, July 07, 2010
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3/1 ARM-Full Documentation
A 3/1 ARM is fixed for the first 3 years (36 months) and then will adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
|---|
| 3.875% | 0% | 3.36% |
| 4% | 0% | 3.388% |
| 4.125% | 0% | 3.416% |
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The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only is NOT available for this product. |
 |
3/1 ARM-Stated Income Verified Assets (SIVA)
A 3/1 ARM is fixed for the first 3 years (36 months) and then will adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
|---|
| 4.125% | 0% | 3.391% |
| 4.25% | 0% | 3.419% |
| 4.375% | 0% | 3.448% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only is NOT available for this product. |
|
5/1 ARM-Full Documentation
A 5/1 ARM is fixed for the first 5 years (60 months) and then can adjust once every 12 months thereafter. Your rate may or may not change during this time. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4% | 0% | 3.477% |
| 4.125% | 0% | 3.522% |
| 4.25% | 0% | 3.567% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
5/1 ARM-Stated Income Verified Assets (SIVA)
A 5/1 ARM is fixed for the first 5 years (60 months) and then can adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.25% | 0% | 3.567% |
| 4.375% | 0% | 3.613% |
| 4.5% | 0% | 3.658% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add an additional .25% to your matching rate. |
|
7/1 ARM-Full Documentation
A 7/1 ARM is fixed for the first 7 years (84 months) and then will adjust once every 12 months, where your rate may or may not change. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
|---|
| 4.375% | 0% | 3.76% |
| 4.5% | 0% | 3.82% |
| 4.625% | 0% | 3.882% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
7/1 ARM-Stated Income Verified Assets (SIVA)
A 7/1 ARM is fixed for the first 7 years (84 months) and then will adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 3.882% |
| 4.75% | 0% | 3.943% |
| 4.875% | 0% | 4.005% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
10/1 ARM-Full Documentation
A 10/1 ARM is fixed for the first 10 years (120 months) and then will adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.108% |
| 4.75% | 0% | 4.189% |
| 4.875% | 0% | 4.271% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
10/1 ARM-Stated Income Verified Assets (SIVA)
A 10/1 ARM is fixed for the first 10 years (120 months) and then will adjust once every 12 months, where your rate may or may not change depending on the index at the time of adjustment. A maximum adjustment of 2% can happen at any one adjustment period with a maximum total adjustment cap of 5% over the life of the loan. Your rate can never go lower than your start rate.
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.875% | 0% | 3.796% |
| 5% | 0% | 3.842% |
| 5.125% | 0% | 3.889% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
15 year fixed (up to $417K)-Full Documentation
Term: 15 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.583% |
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15 year fixed ($417k-$3m)-Full Documentation
Term: 15 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.583% |
| 4.625% | 0% | 4.708% |
| 4.75% | 0% | 4.833% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add an additional .25% to rate shown |
|
15 year fixed (Up to $417K)-Stated Income Verified Assets (SIVA)
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.75% | 0% | 4.798% |
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15 year fixed ($417k-$3m)-Stated Income Verified Assets (SIVA)
Term: 15 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 4.75% | 0% | 4.833% |
| 4.875% | 0% | 4.959% |
| 5% | 0% | 5.084% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add an additional .25% to rate shown |
|
30-Year Fixed (up to $417,000)-Full Documentation
Term: 30 years
Maximum Amount: $417,000
|
| Rates | Points | APR |
|---|
| 5% | 0% | 5.049% |
| |
Interest Only-Add .25% to your matching rate. |
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30 Year Fixed (up to $417,000)-Stated Income Verified Assets (SIVA)
Term: 30 years
|
| Rates | Points | APR |
|---|
| 5.25% | 0% | 5.299% |
| |
Interest Only-Add .25% to your matching rate. |
|
30-Year Fixed ($417,100-$729,000)-Full Documentation
Term: 30 years
Maximum Amount: $729,000
|
| Rates | Points | APR |
|---|
| 5% | 0% | 5.049% |
| |
Interest Only-Add .25% to your matching rate. |
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30 Year Fixed ($417,000 to $729,000)-Stated Income Verified Assets (SIVA)
Term: 30 years
Maximum Amount: $729,000
|
| Rates | Points | APR |
|---|
| 5.25% | 0% | 5.299% |
| |
Interest Only-Add .25% to your matching rate. |
|
30-Year Fixed ($729,100-$3m)-Full Documentation
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 5.25% | 0% | 5.299% |
| 5.375% | 0% | 5.425% |
| 5.5% | 0% | 5.55% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
|
30 Year Fixed ($729,000 to $3m)-Stated Income Verified Assets (SIVA)
Term: 30 years
Maximum Amount: $3,000,000
|
| Rates | Points | APR |
|---|
| 5.5% | 0% | 5.55% |
| 5.625% | 0% | 5.675% |
| 5.75% | 0% | 5.801% |
| |
The rate scale above is as follows (in order of the rates as shown):
- Up to $1m
- From $1m-$1.5m
- From $1.5m-$3m
Interest Only-Add .25% to your matching rate. |
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